Over the years, too many of my fellow divers have
been diagnosed with melanoma. So, my friends, if
you're headed to the tropics to go diving, sunscreen is a
must. Sunscreen labels have new information designed
to make the products more effective and easier to use.
But despite these changes, many sunscreens continue
to carry sun protection factor (SPF) ratings that some
experts consider misleading and potentially dangerous.
New rules from the Food and Drug Administration
  ban terms like "waterproof," and require that sunscreens
  filter out both ultraviolet A and B rays. Still, one in seven
  products boasts SPF ratings above 50, which have long
  been viewed with skepticism. Many consumers assume
  that SPF 100 is twice as effective as SPF 50, but dermatologists
  say the difference between the two is actually negligible.
  Where an SPF 50 product might protect against 97 percent of sunburn-causing rays, an SPF 100 product
  might block 98.5 percent of those rays. "The high SPF
  numbers are just a gimmick," Marianne Berwick, professor
  of epidemiology at the University of New Mexico,
  told Fox News. "Most people really don't need more
  than an SPF 30, and they should reapply it every couple
  of hours." She says sunscreen should be used in combination
  with hats, clothing and shade, which provide better
  protection against ultraviolet radiation.
Consumer Reports recently did a review of sunscreens
  based on SPF and UV protection, and selected
  as its one "Best Buy" product Equate Ultra Protection
  Sunscreen SPF 50. Five more products got marked as
  "Recommend": UP & UP Sport SPF 50; Coppertone
  Water Babies SPF 50; Walgreens Continuous Spray
  Sport SPF 50; Hawaiian Tropic Sheer Touch 30; and
  Coppertone Sport High Performance SPF 30). Two zinc
  oxide-based products, Badger and All Terrain, pretty
  much failed. If you're headed to the tropics, stick to the
  proven performers.