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February 2015    Download the Entire Issue (PDF) Vol. 30, No. 2   RSS Feed for Undercurrent Issues
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How Is Your Dive Insurance in an Emergency?

advice to consider when you’re diving far from home

from the February, 2015 issue of Undercurrent   Subscribe Now

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Have you ever had to contact Divers Alert Network (DAN), or other dive insurance providers, for medical information or treatment? Have you been on a dive trip where someone else needed to? We recently asked subscribers to our mid-monthly e-newsletter for their experiences.

For the most part, our respondents had DAN as their insurance provider, and for the most part, they had favorable experiences in their time of need. But a few had situations and suggestions that divers should keep in mind when they're taking a dive trip far from home -- and out of their primary health insurer's network coverage.

Mickey Rosenberg (Providence, RI) says any delay in medical treatment can mean the difference between a full recovery and permanent damage. He and his wife, Jayne, were hiking up a mountain in Virgin Gorda two years ago when she suddenly came down with a vision issue that seemed like a possible detachment of the retina. Rosenberg says, "I'm a doctor but I didn't feel I could make a firm diagnosis, so I called DAN, who connected me with a retina specialist in West Palm Beach. He too was unsure, but because a delay could lead to permanent visual loss, we jetted there from Beef Island and took a taxi to his office. Fortunately it was a posterior vitreous detachment [a common change in the eye that doesn't cause vision loss], and needed no specific treatment. DAN, which had arranged everything but the hotel and flight changes, followed up the next day."...


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